Acceptance of Terms.
Hearts & Wallets owns the Services. Title, ownership, rights, and intellectual property rights in and to the Services, including all of its findings, exhibits, statistics, charts and diagrams, shall remain with Hearts & Wallets. The Services are protected by the copyright laws of the United States and international copyright treaties.
Any such prohibited use shall immediately terminate your right to access and use the Services. You shall not allow any other firm (including consultants), subsidiary, affiliate, external field force, or client to access or use the Services. You shall not reproduce or copy any Services in any media or company communications, except in accordance with Hearts & Wallets’ prior written approval or Hearts & Wallets Content Licensing. Any approved, external use or citation to the Services shall be accompanied by proper attribution to Hearts & Wallets in accordance with the Courtesy External Use Policy.
Registration and Eligibility.
You shall not (1) create any account for anyone other than yourself; (2) use a name that is the name of another person with the intent to impersonate that person; or (3) use a name that is otherwise offensive, vulgar or obscene or otherwise unlawful.
Hearts & Wallets reserves the right to refuse registration of, or cancel a user in its sole discretion. You are solely responsible and liable for activity that occurs on your account and shall be responsible for maintaining the confidentiality of your Hearts & Wallets account. You shall never use another user's account. You will immediately notify Hearts & Wallets in writing of any unauthorized use of your account, or other account related security breach of which you are aware.
Hearts & Wallets is Not a Financial Planner, Broker or Tax Advisor.
The Services are not intended to provide financial planning, brokerage, legal, or tax advice. Hearts & Wallets is not a financial planner, broker or tax advisor.
Hearts & Wallets Content.
The Services contain content specifically provided by Hearts & Wallets and such content may be protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws, as applicable. You shall abide by and maintain all copyright and trademark notices, information, and restrictions contained in any content accessed through the Services.
Rules and Conduct.
Hearts & Wallets makes no representations concerning any content contained in or accessed through the Services, and Hearts & Wallets will not be responsible or liable for the accuracy, copyright compliance, legality of material contained in or accessed through the Services.
In no event shall Hearts & Wallets be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to your access or use of the Services, including, without limitation, bodily injury, emotional distress, and any damages resulting in any way from your use or access to the Services.
THE SERVICES ARE PROVIDED "AS IS", "AS AVAILABLE" AND ARE PROVIDED WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF PERFORMANCE OR USAGE OF TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED, SAVE TO THE EXTENT REQUIRED BY LAW.
HEARTS & WALLETS, AND ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, SUPPLIERS, PARTNERS AND CONTENT PROVIDERS DO NOT WARRANT THAT: (A) THE SERVICES WILL AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; (B) ANY CONTENT AVAILABLE AT OR THROUGH THE SERVICE IS FREE OF ERRORS; (C) ANY ERRORS WILL BE CORRECTED; OR (D) THE RESULTS OF USING THE SERVICE WILL MEET YOUR REQUIREMENTS. YOUR ACCESS OR USE OF THE SERVICES IS SOLELY AT YOUR OWN RISK.
Limitation of Liability.
ALL LIABILITY OF HEARTS & WALLETS, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HOWSOEVER ARISING FOR ANY LOSS SUFFERED AS A RESULT OF YOUR ACCESS OR USE OF THE SERVICES OR CONTENT IS EXPRESSLY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW. ANY LIABILITY OF HEARTS & WALLETS, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS (AS APPLICABLE) HAS ARISEN, THE TOTAL OF SUCH LIABILITY SHALL BE LIMITED IN AGGREGATE TO ONE HUNDRED US DOLLARS ($100).
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL HEARTS & WALLETS, NOR ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY OR OTHERWISE (AND WHETHER OR NOT HEARTS & WALLETS, ITS DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS HAD PRIOR KNOWLEDGE OF THE CIRCUMSTANCES GIVING RISE TO SUCH LOSS OR DAMAGE) WITH RESPECT TO THE SERVICES OR CONTENT, FOR INDIRECT OR CONSEQUENTIAL LOSSES OR DAMAGES, LOSS OF ACTUAL OR ANTICIPATED PROFITS, LOSS OF REVENUE, LOSS OF GOODWILL, LOSS OF DATA, LOSS OF ANTICIPATED SAVINGS, WASTED EXPENDITURE, OR COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES.
Integration and Severability.