Hearts & Wallets: The source for retail investor data & insights
  • Research Reports
    Trends™ Subscription
    Individual Research Reports
    All Reports
  • Advice Benchmarking
  • Data Software
  • News
    In the News
    Press Releases
  • About
  • Subscribe
  • Login
  • Contact

Income & Net Worth

Ideas to Drive Consumer-centric Innovation by Helping with Personal Headwinds – a Quantitative Report

Request preview See All Reports

Order Report - Income & Net Worth: Ideas to Drive Consumer-centric Innovation by Helping with Personal Headwinds – a Quantitative Report

Basic
$6,000
View report online
1-20 Seats
Standard
$9,500
View report online
Download slide images
1-50 seats
Enterprise
$15,000
View report online
Download slide images
Get report in Powerpoint and PDF formats
Unlimited seats
(home office)

Select the desired report(s) and send a signed copy of this form to info@heartsandwallets.com. We will prepare a separate invoice for payment.

By signing this form, I certify that I am authorized to make this purchase on behalf of my company (“Customer”) and that Customer agrees to the following terms. Hearts & Wallets grants Customer a limited, non-exclusive, non-assignable license to use the Hearts & Wallets’ report for Customer’s private, internal use only. Customer shall not use any portion of the report for external use. Customer shall not share the report with any third-party, shall not permit other persons to use the report, shall not create derivative works based upon the report, and shall not sell, lease, or otherwise transfer rights to the report. Any such forbidden use shall immediately terminate Customer’s license to the report. All title, ownership, rights, and intellectual property rights in the report shall at all times remain vested in Hearts & Wallets. Customer does not receive any ownership rights or intellectual property rights in the report. Upon receipt of this report, Customer accepts the report and agrees to pay the amount specified.

By submitting this form you have read and agree to the terms.

Report Overview

Get the complete picture of U.S. household finance with insights to understand the major struggles of certain consumer groups and how advice can address their personal adversities. This report covers employment, saving and investing accounts, and housing (as an expense and an asset, broken down by region). Also covered are second-earner income, credit card debt, student loans, and many other income and expense categories by lifestage and asset level.

Select Key Findings

  • Gig workers represent nearly a third of U.S. households, and they are receptive to advice and need more help than non-giggers.
  • Older workers ages 53 to 64 struggle with work volatility which affects their ability to earn and save.
  • Housing takes the biggest bite from the household budget, consuming over half the monthly spend for consumers in metro areas like Philadelphia and Phoenix.

How This Report Helps

  • Develop programs that address the specific needs of diverse groups from second-income earners to gig workers to older workers who grapple with career volatility. 
  • Reinvigorate marketing of taxable brokerage accounts as viable saving vehicles.
  • Improve advice capabilities on debt. 
  • Incorporate real estate into financial planning advice and reflect regional differences.

About the Hearts & Wallets Investor Quantitative™ Database

The Hearts & Wallets Investor Quantitative™ Database (IQDB) is the comprehensive resource for understanding and analyzing behaviors and attitudes of retail savers and investors. With over 1,600 fields and derived variables, the breadth and depth of topics covered is designed with decades of hands-on experience in the marketing, product, service and research functions it serves. The database covers consumers of all age and wealth segments, with over 5,000 annual responses to an online survey fielded mid-year since 2010. The large sample size of over 45,000 U.S. households permits sizing and profiling of virtually any demographic, behavioral or attitudinal definition for consumer groups. Its national weighting methodology allows for comparisons across years and customer/shareholder bases of leading firms. 

“Rarely does any content that I’ve read over the years reach the level of sophistication and credibility that Hearts & Wallets produces.”    

– Consumer Insights Professional, major diversified firm  

This new 62-page report features 47 data-intensive exhibits.

Executive Summary

Key Findings and Implications, Favorite Statistics, Related Research

6-10

Employment up for breadwinners and second income-earners

Work Status of Household Breadwinner: by Age

11

Breadwinning Responsibility in Married/Partnered Households: by Year, by Age

12-13

Breadwinner Gender: by Marital Status

14

Work Status of Non-Breadwinner Spouse/Partner: by Breadwinner Age

15

Average Annual Household Income: by Marital Status

16

Consumers in gig economy receptive to advice and need more help

Earning Any Income from Gigs: by Household Marital Status, by Age

17-18

Reason Working in Gig Economy: by Marital Status, by Annual Income

19-21

Profiling Gig Workers by Demographics, Difficulties, Sources of Advice and Wants From Firm

22-26

Saving and income up, but Late Careers struggle

Savings and Annual Income: National, by Lifestage

27-31

Monthly Spending Level: Post-Retirees by Investable Assets

32

Late Career Analysis: Annual Income, Unemployment, Age Discrimination

33-35

Taxable brokerage rising, good for emergency funds

Account Type Incidence Rates: National

36

Months of Emergency Fund: National, by Lifestage, Feelings About Financial Security

37-39

Selected Account Type Incidence Rates, by Lifestage and Investable Assets

40

Taxable Brokerage Account Type Incidence Rates, by Investable Assets, by Year

41

Consumers trying to get out from under credit card debt and student loans

Non-Mortgage Debt: Total Debt Outstanding, by Lifestage

42

Student Loans: Incidence Rates, Total Debt Outstanding, Feelings About Financial Security

43-45

Spending by Category, Paying Down Credit Card Debt by Lifestage, Investable Assets, Parent Groups

45-48

Real estate, both an asset and expense, highly variable by region

Primary Home and Investment/Vacation Property: Ownership, Net Equity and Mortgage Statistics

49-51

Analysis of Net Equity in Real Estate vs. Investable Assets: by Lifestage and Investable Assets52-53

Spending on Housing, Utilities & Real Estate: by Lifestage, by Major Metro Area

54-55

Metro Area Real Estate Statistics

56

Appendix

Terminology & Definitions, Sample Sizes

57-61

Get the Income & Net Worth Report! Contact us for pricing options to order.

Select the desired report(s) and send a signed copy of this form to info@heartsandwallets.com or fax to 800-930-0966. We will prepare a separate invoice for payment.

By signing this form, I certify that I am authorized to make this purchase on behalf of my company (“Customer”) and that Customer agrees to the following terms. Hearts & Wallets grants Customer a limited, non-exclusive, non-assignable license to use the Hearts & Wallets’ report for Customer’s private, internal use only. Customer shall not use any portion of the report for external use. Customer shall not share the report with any third-party, shall not permit other persons to use the report, shall not create derivative works based upon the report, and shall not sell, lease, or otherwise transfer rights to the report. Any such forbidden use shall immediately terminate Customer’s license to the report. All title, ownership, rights, and intellectual property rights in the report shall at all times remain vested in Hearts & Wallets. Customer does not receive any ownership rights or intellectual property rights in the report. Upon receipt of this report, Customer accepts the report and agrees to pay the amount specified.

Name:
Email:
Company:
Phone:
Signature:
Date:

Select the desired report(s) and send a signed copy of this form to info@heartsandwallets.com. We will prepare a separate invoice for payment.

By signing this form, I certify that I am authorized to make this purchase on behalf of my company (“Customer”) and that Customer agrees to the following terms. Hearts & Wallets grants Customer a limited, non-exclusive, non-assignable license to use the Hearts & Wallets’ report for Customer’s private, internal use only. Customer shall not use any portion of the report for external use. Customer shall not share the report with any third-party, shall not permit other persons to use the report, shall not create derivative works based upon the report, and shall not sell, lease, or otherwise transfer rights to the report. Any such forbidden use shall immediately terminate Customer’s license to the report. All title, ownership, rights, and intellectual property rights in the report shall at all times remain vested in Hearts & Wallets. Customer does not receive any ownership rights or intellectual property rights in the report. Upon receipt of this report, Customer accepts the report and agrees to pay the amount specified.

PRESS IN THE NEWS Privacy Policy Terms of Use ABOUT CONTACT US Subscriber Login
Email LinkedIn Twitter
© 2023 HEARTS & WALLETS, LLC. ALL RIGHTS RESERVED
LOGIN

Forgot Password?
Change or reset your password.

Not a subscriber? Get more info
Learn more about Hearts & Wallets
We'll never share your email with anyone else.
We'll never share your phone number with anyone else.

Already a member? Log in
Reminder

Hearts & Wallets reports and research are for internal use only. Reports, wording of survey questions, structure of fields and data points are the property of Hearts & Wallets and are protected by copyright. Access to them is provided to you for internal strategic use only, and they cannot be used outside of your company without written consent from Hearts & Wallets LLC. Please contact Client Success to add more users for internal strategic access or to inquire about flexible options for licensing content for external use.

By clicking “I Agree”, you agree to our terms of use and that you have read our privacy policy.

Reminder

Hearts & Wallets reports and research are for internal use only. Reports, wording of survey questions, structure of fields and data points are the property of Hearts & Wallets and are protected by copyright. Access to them is provided to you for internal strategic use only, and they cannot be used outside of your company without written consent from Hearts & Wallets LLC. Please contact Client Success to add more users for internal strategic access or to inquire about flexible options for licensing content for external use.

By clicking “I Agree”, you agree to our terms of use and that you have read our privacy policy.

Inquire

/var/www/private/templates/end_page.php on line 324

Warning: Trying to access array offset on value of type null in /var/www/private/templates/end_page.php on line 324
"> /var/www/private/templates/end_page.php on line 325

Warning: Trying to access array offset on value of type null in /var/www/private/templates/end_page.php on line 325
"> /var/www/private/templates/end_page.php on line 326

Warning: Trying to access array offset on value of type null in /var/www/private/templates/end_page.php on line 326
">
Feedback and Questions about this page

Got feedback for us? Have a question? Found a bug?

Let us know how to make this better for you!

A message is required