Study Finds Employer-Sponsored Retirement Plan (ESRP) Match Can More Than Double Annual Participant Savings

Low Interest Rates and “Oops” Factor Confound Older Investors, But Ameriprise, Edward Jones, Wells Fargo Advisors Leaders in Ideal Retirement Income Program Components

(Rye, NY) – A new study reveals an employer-sponsored retirement plan (ESRP) match can more than double average annual plan participant savings – especially for moderate-income households – and on the retirement income front, older investors have an exploding but unmet need, up 27% in two years, for help managing their retirement resources – according to Hearts & Wallets, the preeminent financial research platform for consumer savings and investing insights.

One piece of the retirement puzzle is helping savers accumulate better nest eggs. The other is helping older investors tap into their resources in more effective ways. The Hearts & Wallets study, Retirement Income Programs & Employer-Sponsored Retirement Plan Engagement, examines ESRP trends and also presents Hearts & Wallets biannual benchmarks on retirement income programs, most desired plan components and industry leaders. Read More→

Do ‘Robo Advisers’ Sell a Product or a Service?


Do technology-based “robo advisers” primarily offer souped-up investment products or services that can include calming nerves and motivating people to save more money? Hearts & Wallets shares findings from its latest research with the WSJ.

Click here to learn about this research.

What’s Really Attracting Investors to Robo-Advisors

Younger Investors Assess Four Leading Robo-Advisors

(Rye, NY) – The real drivers that attract investors to “robo”-advisor platforms, how these new entrants satisfy new consumer needs, and competitive recommendations for traditional financial service providers are revealed in a new study by Hearts & Wallets, the preeminent financial research platform for consumer savings and investing insights.

The Hearts & Wallets study, New Needs, New Competitors, New Solutions: Young Investors Speak, Revealing the Real Reasons for the “Robos” Emergence & What to Do Next, assesses the robo phenomenon through the prism of trend-setting Millennials, ages 21 to 39. Read More→